Radius Global Solutions

Radius Global Solutions calls itself a global collections agency and call center partner (Radius Global Solutions company site, opens in a new tab). It collects for companies in retail, healthcare, financial services, utilities and other fields (its services page (Radius Global Solutions company site, opens in a new tab)).

It is based in Edina, Minnesota. Florida's registry lists it as a Minnesota limited liability company (Florida Division of Corporations (Sunbiz), opens in a new tab), registered in Florida since 2017.

Radius collects for others: its FAQ says its client placed your account with it (Radius Global Solutions consumer site, opens in a new tab). Clients can include debt buyers, as in a 2020 appeals case where one hired Radius (U.S. Court of Appeals for the Eighth Circuit, opens in a new tab) after its own lawsuit was dismissed.

Radius Global Solutions is a real company. Its payment portal says plainly that Radius Global Solutions is a debt collector (Radius Global Solutions consumer site, opens in a new tab), and its rights page lists state collection licenses (Radius Global Solutions consumer site, opens in a new tab), including NMLS #936423.

Its own scam guide (Radius Global Solutions company site, opens in a new tab) tells people to verify a collector before sharing information, and says its agents never ask for unusual forms of payment. To check a Radius call, phone 888-287-5711 from its own site and ask which client placed the account.

We found no CFPB enforcement action (CFPB, opens in a new tab) against Radius Global Solutions, and no FTC or state action in our search. Whether you owe the amount on the letter is a separate question.

Usually because a company you owe, or one that bought your debt, placed the account with Radius. Its FAQ says your details came from that client or from multiple databases (Radius Global Solutions consumer site, opens in a new tab) it searches.

The debt could be a credit card, a phone or utility bill, a medical bill or something else. The validation notice (CFPB, opens in a new tab) tells you which. Match it against your own records.

The Fair Debt Collection Practices Act and Regulation F apply to Radius as a collection agency. Its own Colorado notice makes a point worth keeping: calling it does not preserve your verification rights (Radius Global Solutions consumer site, opens in a new tab). Only a written request does.

Not before you check. Paying can be the right choice once you know the debt is yours, the amount is right, and it is not too old to be collected in court. Ignoring it is not a plan.

We found no statement on Radius's site about filing lawsuits, but the company that owns the debt can sue. In the 2020 case, the debt buyer had hired a law firm and sued (U.S. Court of Appeals for the Eighth Circuit, opens in a new tab) before it placed the account with Radius.

Consumers sue collectors too: in 2025 a New York appeals court dismissed one such suit (New York State Law Reporting Bureau, opens in a new tab) over a Radius letter for lack of supporting facts.

Often, yes, though nothing is certain. Radius makes offers for its clients: in the 2020 case it sent a letter offering to settle (U.S. Court of Appeals for the Eighth Circuit, opens in a new tab), and its FAQ mentions settlements too.

Radius says it charges no convenience fee (Radius Global Solutions consumer site, opens in a new tab) for card or check-by-phone payments.

When the client is a debt buyer, it may have paid little: an FTC study put the average at about 4 cents per dollar (FTC, opens in a new tab). That still does not set what Radius or its client will accept.

Pay for delete is a request that a collector remove its credit report entry once you pay. The CFPB's answer is that accurate negative information generally remains (CFPB, opens in a new tab), most of it for seven years.

Neither Radius's site nor its payment portal publishes a credit reporting or deletion policy that we found. Radius collects for a client, so ask who will report the account after you settle, and put the answer in the settlement letter.

An account Radius is collecting can join our program if your unsecured debt totals $10,000 or more. We would ask Radius for validation, then negotiate with Radius or the client that owns the debt, whichever can approve a settlement. Nothing is settled without your approval1.

If the owner has already sued you, an attorney should advise on the case. We do not give legal advice, and settling does not end a lawsuit by itself.