Debt collectors
Debt collectors and debt buyers
A debt buyer purchases unpaid accounts from lenders and becomes the new owner. A collector contacts you about the debt, for the owner or for itself. Each guide says who the company is, how to check its letters, and your rights.
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Company by company
Who each one is, whether its letters are legit, and what to do before you pay or if it sues.
- Debt collectorCavalry SPV and Cavalry Portfolio ServicesWho Cavalry SPV and Cavalry Portfolio Services are, whether the letters are legit, whether to pay, what to do if Cavalry sues, and how settling works.
- Debt collectorCrown Asset ManagementWho Crown Asset Management is, whether its letters are legit, whether to pay, what to do if it sues you, and how settling and pay for delete really work.
- Debt collectorJefferson Capital SystemsWho Jefferson Capital Systems is, whether its letters are legit, whether to pay, what to do if it sues you, and how settling and pay for delete really work.
- Debt collectorLVNV Funding and Resurgent Capital ServicesWho LVNV Funding and Resurgent Capital Services are, whether their letters are legit, whether to pay, what to do if LVNV sues, and how pay for delete works.
- Debt collectorMidland Credit ManagementIs Midland Credit Management legit, should you pay it, and what to do if Midland sues you: validation, time limits, settling, and its pay for delete policy.
- Debt collectorPortfolio Recovery AssociatesIs Portfolio Recovery Associates legit, should you pay PRA, and what to do if it sues you: validation, time limits, CFPB orders, settling and pay for delete.
- Debt collectorRadius Global SolutionsWho Radius Global Solutions is, why it is calling, whether its letters are legit, whether to pay, how settling works, and what to do if you are sued.
- Debt collectorSpring Oaks CapitalWho Spring Oaks Capital is, whether its letters are legit, whether to pay, what to do if it sues you, and how its credit report deletion policy works.
- Debt collectorVelocity InvestmentsWho Velocity Investments is, whether its letters are legit, whether to pay, what to do if it sues you, and how settling and pay for delete really work.
Next step
More than one account in collections?
Check your state and see an illustrative estimate across all your unsecured debt, fee included. Nothing is signed until you say yes.
Four short steps
Your estimate first. Contact details last.
- 1How much you owea close guess is fine
- 2What kinds of debtpick all that apply
- 3Which state you live inchecked before anything else
- 4Your estimate, then a real person if you want one